Compare Prepaid and Contract Cell Plans

If you are struggling with whether a contract cell plan or prepaid service is right for you, Bankrate has put together a quick and easy cell plan quiz.  Answer ten questions and get a detailed answer as to why a contract plan or a prepaid plan would be your best option.  The quiz asks information about:

1. How and why you use your cell phone
2. The cell phone habits of your family
3. Your thoughts about being locked into a cell phone contract
4. The number of text messages you send/receive in a week
5. Whether or not you monitor your talk and text time on your bill
6. How many minutes a month you use
7. How often you get a new phone
8. The number of minutes you have left over each month
9. Whether you would take advantage of perks such as free nights and weekends and freebies
10. If you are always looking for ways to lower your monthly expenses

After I completed the quiz, I found the results to be accurate and relevant to my situation.  Here is what it said:

“Looks like you’re leaning more toward a cell phone contract.  You use the cell phone pretty regularly and like the perks that come with a contract.  Maybe you’re married with children and need some flexibility with cell phone usage.  You would have to significantly change your habits to make prepaid a worthwhile option.”

This neat little tool.  Try it out for yourself.